Investment Loan Products for First-Time and Seasoned Investors with Stewardship Lending Solution
Are you looking to invest in real estate? At Stewardship Lending Solutions, we offer a range of investment loan products tailored to both first-time and seasoned investors. Whether you're starting your real estate portfolio or expanding it, we have the loan programs and expertise to help you succeed. Let's explore our investment loan options, steps to securing financing, and the advantages of choosing Stewardship Lending Solutions.

Investment Loan Products:

1. Debt-Service Coverage Ratio (DSCR) Loans:

• Ideal for investors looking to finance income-producing properties.

• Qualify based on the property's cash flow rather than personal income.

• Suitable for multi-family, commercial, and certain residential properties.

•  

2. LLC Purchase Loans:

• Designed for investors who want to purchase properties through a limited liability company (LLC).

• Offers asset protection and flexibility for managing investment properties.

 

3. Business Bank Statement Loans:

• A financing option for self-employed investors.

• Qualify based on business bank statements instead of traditional income documentation.

• Ideal for those with irregular income or tax deductions.
  Steps to Securing Your Investment Loan:
  
   

Determine Your Investment Goals

Clarify your real estate investment objectives, such as rental income, long-term appreciation, or short-term flips.

Step 2: Choose the Right Loan Program

Consult with our loan experts to identify the best loan product based on your investment strategy and financial profile.

Step 3: Pre-Approval

Get pre-approved to establish your budget and strengthen your offer when competing in the real estate market.

Step 4: Property Selection

Identify investment properties that align with your strategy and budget.

Step 5: Gather Documentation

Prepare the necessary financial documentation, such as tax returns, bank statements, and property details.
Step 6: Loan Application and Underwriting

Complete the loan application and let our experienced underwriting team review your documents.

 

Closing

Once approved, proceed with the closing process, and finalize your property purchase.

Advantages of Choosing Stewardship Lending Solutions:

1. Personalized Service: Our team takes the time to understand your unique investment goals and tailors loan solutions accordingly.

2. Wide Range of Loan Programs: We offer a variety of investment loan products, ensuring you find the best fit for your strategy.

3. Competitive Rates: Benefit from our access to competitive interest rates in the market.

4. Fast Approvals: We strive to provide quick approvals, helping you secure properties in a competitive market.

5. Expert Guidance: Rely on our expertise to navigate the complex world of real estate investing and financing.

6. Up-to-Date Loan Programs: At Stewardship Lending Solutions, we stay current with the latest loan programs and financing options, ensuring you have access to the most advantageous solutions for your investments.

Whether you're a first-time investor or a seasoned pro, Stewardship Lending Solutions is your partner in achieving your real estate investment goals. Contact us today to explore our investment loan options and take the first step towards building your investment portfolio with confidence.